Some technical analysts are closely monitoring an interesting setup in XRP. One of them, known as JayDee, noticed that the monthly chart is showing a hidden bullish divergence combined with a retest of a trendline that has been holding for over seven years. Basically, the price tested this historic support while the RSI indicated underlying strength — the kind of signal that usually precedes big moves. But here’s the crucial detail: everything depends on Bitcoin’s dominance. If BTC’s dominance begins to decline significantly, JayDee believes XRP could enter its next expansion phase. The thesis is that when Bitcoin’s dominance weakens, liquidity flows into larger altcoins, and XRP would be one of the main beneficiaries. His projection is quite aggressive: a market cap close to $325 billion, which would push XRP above $5.32. For context, XRP is around $1.41 right now, so we’re talking about a roughly 4x move if this materializes. He mentions that this cycle could bring that, or the move could unfold in the next cycle. What’s interesting is that this analysis isn’t isolated. Dark Defender has also spoken about how a historic drop in Bitcoin’s dominance could mirror what happened in 2017, when dominance fell from 95% to 37%, and XRP exploded over 70,000%. In this cycle, XRP has already risen more than 600%, but BTC’s dominance has not yet experienced that dramatic structural break that some expect. Of course, JayDee also warns of an alternative scenario — he calls it the “pink box” — where XRP pulls back further before surging. But even in that case, the hidden bullish divergence on the monthly chart would remain intact. So basically, he sees two paths: either XRP heads straight for the main targets, or it takes another scare before the big expansion. For now, the market is waiting for that moment when Bitcoin’s dominance truly breaks and the rotation into altcoins materializes.

XLM just recovered from $0.15 last month, and now it’s hovering around $0.17. According to CoinMarketCap data, it seems the market is once again paying attention to payment layer assets. Trading volume has changed, but it hasn't fully returned to its previous levels. What’s interesting is that XLM is moving upward along with XRP, which is a similar network. Ripple’s price still shows some strength, so it might be a sign that the market favors assets for transfers again. However, sellers still hold the position. If XLM cannot break through the resistance at $0.18–$0.21, it might bounce back down. The key level to watch is above $0.25. If we see a close above that, there could be a bigger move. But right now, I see it’s still stuck in a narrow range.

I just saw that Canary Capital is playing a fascinating angle with XRP in cross-border payments. In reality, this is something most people may not have paid enough attention to. What makes XRP different from traditional money transfers is that it helps banks avoid holding large amounts of cash in reserve accounts. Usually, banks need to keep money in multiple countries to facilitate transfers. XRP changes this by allowing you to convert real money into XRP, send it across borders in seconds, and then convert it back into the local currency at the destination. In truth, this unlocks trapped capital and accelerates the payment process. RippleNet with ODL (On-Demand Liquidity) is the tool that drives this. No need to wait for long payment settlements. Institutions can move money almost instantly, unlock funds, and make global payment flows more efficient. This is something that the old SWIFT system cannot do. From the perspective of cross-border payments news I follow, institutions are beginning to see the value. SBI Remit, MoneyGram, Santander, and Tranglo are all testing or using Ripple’s solutions. This isn’t just a matter of interest; it shows they truly believe in blockchain infrastructure. In other areas, XRP continues to gain popularity. BitPay and other platforms support it. XRP Ledger (XRPL) continues to expand through decentralized exchanges, NFT projects, and experiments in asset tokenization. What makes XRP stand out is its efficient design and fixed supply. Unlike other cryptocurrencies with high inflation rates or high energy consumption, its current price is $1.41, with a market cap of $87.22 billion, down 1.04% in the past 24 hours. Ripple’s CEO suggests that XRP could become the second-largest cryptocurrency by market cap and might surpass Ethereum if the demand for its use continues to grow. This is just a hypothesis, but it shows that the market is shifting. The global payment system is exploring blockchain infrastructure, and XRP is well-positioned to lead this transformation.