Just saw David Schwartz from Ripple denying he's a billionaire lol. Kinda wild when you think about it - the guy's CTO and he deliberately chose a 2% stake plus salary over XRP tokens while other execs got filthy rich. Brad Garlinghouse net worth hit nearly $10B back in 2018, Chris Larsen even crazier with $54B when XRP peaked. But Schwartz? Forbes called him the 'trillion-dollar man' and he's still saying his wealth is way less than $170M. Dude basically tied himself to volatile assets on purpose and now he's just riding the waves. Funny how different choices play out - XRP just hit third by market cap again and everyone's watching these numbers swing wild. His approach seems almost conservative compared to the rest of the Ripple crew honestly.