🤖 AI Agents Show Strong Preference for Bitcoin Over Fiat, BPI Study Finds
A new study by the Bitcoin Policy Institute shows that frontier AI models overwhelmingly prefer digitally-native monetary instruments, with Bitcoin emerging as the dominant choice.
Researchers conducted 9,072 controlled experiments across 36 models from five leading providers, including Anthropic, OpenAI, Google, xAI, and DeepSeek.
The experiments tested AI agents’ preferences in scenarios involving transactions, store of value, unit of account, and settlement, offering a first-of-its-kind look at how AI approaches monetary decision-making when given full autonomy.
The study presented each model with monetary decisions without any prior context or suggestion toward a specific currency.
Stablecoins were chosen in 33.2% of cases, while traditional fiat and bank money accounted for only 8.9%.
Other crypto and tokenized real-world assets represented less than 5% of selections, indicating a clear distinction in AI reasoning between Bitcoin and the broader digital asset category.
Bitcoin proved particularly dominant as a long-term store of value. In scenarios designed to assess multi-year preservation of purchasing power, 1,794 of 2,268 responses, or 79.1%, selected Bitcoin.
Stablecoins were the second choice at 6.7%, and fiat followed closely at 6.0%. Models highlighted Bitcoin’s fixed supply, independence from central authorities, and self-custody features as decisive factors in their selection.
Other cryptocurrencies, including Ethereum, were rarely chosen, reinforcing the perception among AI agents that Bitcoin uniquely fulfills a role as a reliable savings instrument.
In contrast, AI models favored stablecoins for transactional purposes. Payment scenarios, including cross-border transfers, micropayments, and everyday transactions, saw stablecoins selected 53.2% of the time.
#Crypto | #AI