The US banking regulators recently made a rare statement, urging commercial banks not to implement "blanket bans" on the cryptocurrency industry. This is quite ironic in itself—initially, they tacitly allowed financial institutions to freeze or shut down crypto-related accounts at will, and now they are saying "don’t go overboard."

The problem is, by the time you realize your bank account has been restricted, your funds are already frozen and inaccessible. In the traditional financial system, do you think your money is truly in your hands? In reality, every transfer must go through multiple layers of approval, with the right to freeze or review entirely in the hands of the institutions. This "your money must be approved by me before you can use it" logic is fundamentally a fallacy.

The real clear solution is to take back control of assets. Decentralized stablecoins like USDD are a typical example—they don’t require any bank to give the green light. Backed by over 130% collateralization, with all data publicly verifiable on-chain, and directly backed by real reserves within the Tron ecosystem, making it more reliable than institutions that only issue promises or IOUs.

Within the Tron network, which is the fastest-growing public blockchain globally, USDD is the most seamless settlement tool. Transfers are nearly instant, with negligible fees. More importantly, by integrating it into protocols like JustLend, assets can earn interest automatically around the clock without relying on the platform’s discretion. Secure and auditable, with transparent yields and autonomous operation—this is the fundamental logic that finance should follow. Don’t rely on traditional channels for support; building your own infrastructure is the right way forward.