Upon receiving inquiries from regulatory authorities about virtual currency trading activities, even the most calm investors may feel a twinge of tension. However, the true test at such moments lies in your response mindset—misstating a point can turn a simple issue into a complex one. Mastering the following three key points can help you protect your rights during compliant communication.

**First, Clarify Your Legal Bottom Line**

When asked about the legality of your transactions, you should respond with a clear and calm stance: "My virtual currency buying and selling are conducted as a personal investor’s civil activity. All transactions are carried out through legitimate trading platforms or directly with individuals. I do not participate in any illegal fund transfers or money laundering activities."

The key to this statement is: let the other party understand that you are an ordinary investor, that your transactions are legal in themselves, and that they are unrelated to any criminal activities. This not only safeguards your rights but also demonstrates a cooperative attitude.

**Second, Stay Rational When Refund Issues Arise**

If you are told that there are problems with the received funds and a refund is needed, do not react emotionally or delay. The correct approach is to proactively say: "I fully cooperate with the investigation. I can provide complete transaction records, transfer receipts, and communication logs for verification, and handle the matter properly according to procedures."

Active cooperation can significantly speed up the resolution process and minimize the risk of other accounts being implicated. Conversely, a tough attitude will only make the situation more complicated.

**Third, Understand Handling Methods in Different Situations**

Here is a crucial distinction to understand:

If you are identified as involved in the case (directly participating in illegal activities), all related accounts may be frozen; but if you merely received funds of unknown origin during normal transactions, usually only the account or card associated with that specific fund will be frozen.

The most important point is: proactively cooperating with investigations generally leaves no criminal record, but refusing to cooperate may lead to stricter administrative or legal measures.

**Perform These Three Checks to Avoid Risks**

The risks of virtual currency trading are often hidden behind each transfer. It is recommended to develop the habit of "Three Checks":

1. Check the counterparty—confirm the identity of the trading partner, prioritizing verified users;
2. Check the funds—pay attention to whether the source of funds is abnormal, and remain highly alert to unknown sources;
3. Check the address—ensure that the wallet address used has been verified for security to avoid phishing address scams.

In the crypto space, taking a steady and cautious approach is always more worthwhile than chasing quick profits. Protecting your assets is the foundation for long-term earnings.