#btc #中本聪 #参与创作者认证计划月领$10,000 #加密市场反弹 #十二月行情展望 Weekly News Update on Stablecoins and Decentralized Finance: This week's theme is "Standardization".

- SWIFT has standardized inter-chain messaging. - Visa has standardized the user experience.
- Basel is standardizing capital requirements.
1. YouTube now allows US creators to receive payments via PayPal's $PYUSD. The creator economy is shifting towards on-chain settlement.
2. @moodysratings has introduced a new rating framework specifically for stablecoin reserve quality.
3. @swiftcommunity has officially moved its CBDC connector from sandbox to production environment this week, aiming to ensure it remains a messaging layer even if the settlement layer is now based on DLT. 12 central banks and 5 commercial banks ( including @Citi and Deutsche Bank ) successfully used a combination of digital euro, digital pound, and tokenized commercial bank deposits to settle cross-border transactions.
4. @Visa has launched its "Account Abstraction Module," a "no fuel fee" API that allows users to pay Ethereum and Solana transaction fees in the background using Visa debit cards ( transaction costs ).
5. Basel IV Update: The Basel Committee has just released guidance recommending banks to lower risk weights for holdings of "qualified regulated stablecoins" ( such as newly registered USDC/ PYUSD ) from 1250% to 100% (. This reduces the cost for banks to hold stablecoins on their balance sheets. Banks are expected to start treating stablecoins as liquidity buffers in Q1 2026.
6. @Uniswap's "Permissioned Pool" ) will launch in mid-2025 (. It reached a weekly trading volume of $50 billion for the first time this week, surpassing its permissionless counterparts in stablecoin trading. Institutions are no longer building their own exchanges; they are using public infrastructure with "walled garden" smart contracts. Decentralized finance is becoming the backend for traditional financial liquidity. )$BTC $GT