Russia's central bank has rolled out a fresh proposal that could reshape retail crypto access. The key twist? Non-qualified investors would be able to buy certain digital assets—but only after passing a knowledge assessment. Annual purchase limits would sit around $3,834 per person. This marks a notable shift in how the country is approaching cryptocurrency adoption, balancing market expansion with investor protection. The framework essentially creates a gated entry point, requiring participants to demonstrate basic understanding before diving in. It's a middle-ground approach that acknowledges growing interest while maintaining guardrails on exposure.