⚠️Starting from 2026,
#数字人民币 balances will begin to accrue interest
This is not a benefit; it is a fundamental transformation of currency form
Many people have not yet realized how important this is.
Let's start with a basic but overlooked fact👇
1. Why is cash “non-interest bearing”?
You put money in:
Your pocket
Drawer
WeChat balance
Numbers don’t change, but purchasing power is gradually eroded by inflation.
This is the essential characteristic of “cash”:
👉 It is merely a medium of exchange, not an asset.
Digital renminbi was the same in the past.
Essentially, it is just “digitized cash.”