Money is becoming more digital, but the path is getting more fragmented. USDT is in the wallet, fiat currency is in the bank card, stocks are in the brokerage account. When you want to use money, you have to go through three steps: exchange currency, transfer, and deposit. The process is slow, with many steps, and it's easy to get frustrated. I’ve fallen into this trap myself. I wanted to use USDT to catch a wave of the US stock market, but I was still going through the process while the market had already moved. Later, I started researching some tools that can connect on-chain assets with real-world finance, and that’s when I noticed.