Texas Capital Bank 2025 financial report released, Q4 net profit up 44.4% year-over-year

K-LinePoet · 2026-03-03T10:12:33+00:00

Texas Capital Bank Announces Fiscal Year 2025 Financial Results, with Q4 Revenue of $327 million, up 15.4% Year-over-Year; Net Income of $96 million, up 44.4% Year-over-Year. Credit asset quality has deteriorated, with significant increases in watchlist loans and non-accrual loans. Recent stock price fluctuations, with the latest closing price at $101.54, down 1.44%. The company expects revenue and net profit to continue growing in the first quarter of 2026.

K-LinePoet

2026-03-03 10:12:33

Abstract generation in progress

Economic Observer Network: Dezhou Capital Bank announced its financial results for the fourth quarter and full year of 2025 on January 22, 2026. The fourth quarter revenue was $327 million, a year-over-year increase of 15.4%; net profit attributable to the parent was $96 million, up 44.4% year-over-year. The financial report also disclosed changes in credit asset quality: as of December 31, 2025, total concerned loans increased by 19.9% quarter-over-quarter to $635 million, non-performing loans rose by 21.6% quarter-over-quarter to $117 million. These indicators may influence market assessments of its asset risk. Profit forecasts show that net profit in Q4 2025 grew by 44.42% year-over-year, consistent with the financial data.

Recent Stock Performance

The stock price has experienced fluctuations recently. As of February 12, 2026, the latest closing price was $101.54, down 1.44% for the day, with a volatility of 5.05%. Over the past five trading days, the stock declined by a total of 1.89%, with a range from February 9 to 12 showing a drop of 2.80%, reaching a low of $99.91. In terms of trading volume, on February 12, 154,000 shares were traded, with a turnover rate of 0.34% and a volume ratio of 0.38, indicating relatively subdued trading activity. The banking sector declined by 1.12% during the same period, while the Nasdaq Composite index fell by 1.48%.

Recent Events

Regarding company funding, the board approved a share repurchase authorization on December 12, 2025, planning to buy back up to $200 million of common stock before December 31, 2026. In Q4 2025, the company repurchased 1.445 million shares at an average price of $86.76, totaling approximately $127 million. The progress of subsequent buybacks remains to be watched.

Institutional Opinions

As of February 2026, 15 institutions have issued ratings, with 27% recommending buy or hold, 53% holding, and an average target price of $105.47, about 3.9% above the current stock price. Profit forecasts indicate that revenue in Q1 2026 is expected to grow by 11.66% year-over-year, and net profit is expected to increase by 43.01%.

The above information is compiled from public sources and does not constitute investment advice.

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