Recently, everyone has been watching the token unlock calendar every day, and as soon as the staking unlocks, they start to worry about selling pressure... But honestly, understanding the "key" thing first is even more important. When assets are not many, I think a hardware wallet is enough, like... it’s similar to a... "portable small safe + anti-slip brake," at least preventing a phishing attack from wiping you out. When the amount of money increases and you need to manage it with friends or a team, multi-signature is more secure, don’t put all permissions on one person’s phone. If you’re really worried about "what if I lose my phone/encounter an accident," social recovery is pretty good, but only if you trust those few people; relationship issues can be more frightening than on-chain fluctuations. Anyway, my current approach is: small daily funds in a hot wallet, major assets in hardware, shared multi-signature vaults, and less fuss.