I'm actually most afraid of the liquidation line when it comes to my laid-back approach... When there are three steps left before hitting the red line, honestly, it's better not to tough it out. Either reduce your position a bit and pay back some of the borrowed amount; or add some collateral. Better to sleep a little less than to gamble on the chain suddenly acting up. A few days ago, I saw my health score drop to 1.18, so I paid back 0.06 ETH directly, and conveniently pulled the LTV back, and my mood immediately changed.

Recently, cross-chain bridges have had issues again, and oracles have reported errors, everyone is "waiting for confirmation," but liquidation bots won't wait for your confirmation... So I usually set the warning line more conservatively, and treat it as already reached before the red line. Anyway, I prefer to take it slow like old-school collecting, rather than sending all my pixel cats to others at once.