StakeTillRetire

Recently, I've been thinking about this issue again. Every bull and bear cycle, I can see a clear pattern.
Throughout the entire process from the low point to the high point, honestly, the returns from holding Bitcoin are much more stable than frequent trading of altcoins. This is not just my opinion; market data shows it clearly.
Many people like to chase various altcoins during bull markets, hoping to double or even tenfold their investments, but the result is often getting trapped or buying high and getting cut. In contrast, those who hold Bitcoin steadily, from the bottom of the bear marke

I just saw some intense rumors online, saying that Federal Reserve Chair Powell might resign, but upon checking, they are all just rumors, and the official sources haven't confirmed anything. Someone said an emergency meeting might be called, but the Fed and the government haven't said a word, it feels like the market is scaring itself.
The prediction market Polymarket gives only a 12% chance of Powell stepping down, indicating that most people still think it's unlikely. Trump also previously said he didn't plan to oust Powell before his term ends, and Haskett even joked about the succession r

Recently, I came across an economic analysis that’s definitely worth paying attention to. The Trump administration and the Republican Party are promoting their big, beautiful bill, claiming that they can help low-income workers through tax cuts and cuts to Medicaid—especially by eliminating measures like the tip tax—saying it will ease inflation. Sounds good, right?
But there’s a problem here. Economic strategists point out that conflict between Trump and Iran has led to the closure of the Strait of Hormuz, which directly cancels out the benefits of the entire bill. Oil prices are now around $

Recently, after Bitcoin stabilized at $75,000 following better-than-expected U.S. PPI inflation data, analysts are now targeting $80,000-$85,000. I notice that the logic behind this rebound is quite clear — U.S. March PPI only increased by 0.5%, well below the expected 1.1%, and the annualized rate is only 4.0% instead of the anticipated 4.7%. This moderate inflation data is a positive signal for the crypto market.
On the technical side, analyst Poppe pointed out that Bitcoin is currently consolidating around $75,000. Once a volume-driven breakout occurs, there’s a chance to directly reach the

Recently looked at the gold and silver market trends and found that this rebound might be more interesting than everyone thinks.
Last week, London gold opened at $4,662, surged to around $4,857, and finally closed at $4,749. This move looks a bit like a bottoming process, especially considering changes in the geopolitical situation. Between the U.S. and Iran, they first reached a ceasefire agreement; investors saw some hope for a time. However, the Pakistan negotiations directly broke down, and the U.S. turned around and ordered a blockade of the Strait of Hormuz. This action directly pushed m

Recently, while reviewing investment reports, I noticed that many people are still a bit unclear about the concept of CAGR. Actually, this indicator is really key for evaluating long-term investment performance, so today I want to talk about why.
Compound annual growth rate, or CAGR, simply put, is a way to clearly calculate how fast an investment has grown. But here’s the key point — it’s not just an average growth rate, but one that considers the effect of compounding. In other words, each year's gains are added to the principal and continue to generate returns, which is the power of compoun

I just saw the latest perspective from the Bank of England, which is quite interesting. Chief Economist Pier suggested that the current inflation situation is actually much more optimistic than in 2022.
What is the underlying logic? Mainly, there are still many idle resources in the labor market that are not fully utilized. These idle capacities can actually help absorb cost pressures, thereby easing the upward momentum of inflation.
Compared to the high inflation environment of 2022, the market structure has indeed changed now. The loosening of the labor market means wage growth may not spira

Recently, I’ve been pondering a question: why is the gap between 300k in cash and 300k in debt far more than just 600k?
Many people say it’s a math problem, but actually, it’s not. The real difference lies in control over time. People with cash can choose freely; those with debt are kidnapped by the future.
I’ve found that most people have a fundamental misunderstanding about cash. Many think that leaving money in the bank untouched is a waste, that it’s just losing value. But that’s completely wrong. Cash is not an asset; it’s a right — the right to say “no” at critical moments, the right not

Recently, I’ve been delving into the selection of mining programs and found that this field changes really quickly. Bitcoin mining itself requires solving cryptographic problems through competition to earn rewards, but the key is to find the tools that suit you best.
Based on my experience, mining programs can be roughly divided into three categories: cloud mining, mining pool mining, and solo mining. Cloud mining is the most convenient—you just rent computing power, but a lot of the profit is eaten up by contract fees. Mining pool mining is suitable for those with average hash rates, where ev

Recently, I saw someone discuss Bitcoin mining again, which reminded me of some data I saw a few years ago that was quite shocking.
Cambridge University once published a study showing that at that time, Bitcoin mining's electricity consumption had reached 134.89 terawatt-hours, equivalent to the electricity used by the 27th largest country in the world. In other words, it’s the annual electricity consumption of Malaysia. This number might not seem intuitive, but just think about it—mining a virtual currency can consume as much power as a country, which is worth pondering.
Why does it consume s

Many people have been trading stocks for years but still don't understand what the turnover rate is. In fact, this is one of the most easily overlooked indicators. Today, I will clarify the experience I've summarized over the years, especially how to interpret what the main forces are doing based on the turnover rate.
Let's start with the basics: the turnover rate is the frequency of stock trading, reflecting how active a stock is. The simple calculation is trading volume divided by the circulating shares, multiplied by 100%. For example, if a stock trades 10 million shares in a month and the

Many people ask how to interpret RSI. Actually, this indicator is more useful than you think. I've recently been explaining this to beginners, so I might as well organize my thoughts.
First, the conclusion: RSI is a tool used to determine whether the market is overreacting. When this indicator rises above 70, it suggests the market may be overly optimistic and at risk of a pullback; conversely, when it drops below 30, it indicates the market is overly pessimistic and may be gearing up for a reversal. Simply put, how to read RSI? Just look at whether it crosses these two lines.
But there's a tr

To truly understand trading in the crypto space, you first need to recognize a fundamental difference: the opening hours of virtual currencies are completely different from stocks.
Stocks have fixed trading hours, but cryptocurrencies are truly 24/7, year-round, including Spring Festival, Labor Day, National Day, weekends—all are trading days. This means traders around the world can enter the market at any time, and time zone differences create fluctuations during different periods. In simple terms, while you're sleeping, traders on the other side are already operating.
Because cryptocurrencie

Recently, I saw someone discussing Bitcoin mining again, which reminded me of that research report from Cambridge University. Honestly, to understand what mining is, you first need to understand why it consumes so much electricity.
Data from mid-2021 shows that Bitcoin mining's annual electricity consumption has reached 134.89 terawatt-hours. If you consider mining as a country, its energy usage ranks in the top 30 globally, equivalent to Malaysia's entire annual electricity consumption. This number sounds alarming, but the logic behind it is actually quite simple.
What is mining? In simple te

I've been discussing trading with friends lately and realized that many people don't understand the concept of the risk-reward ratio. Actually, this is the key factor that determines whether you can make consistent profits.
Let's clarify what the risk-reward ratio is. Simply put, it's the ratio of your potential profit to your potential loss. Suppose your capital is $100, and you risk only 10% per trade, which is $10. The risk-reward ratio then indicates how much you stand to gain when you win versus how much you lose when you fail.
Let me do some calculations for you. If you make 10 trades, w

Recently, I’ve been thinking about a question: why do so many people end up losing everything in leveraged trading? Ultimately, it’s because they don’t truly understand what a liquidation (爆倉) really is.
Let’s start with the simplest example. Suppose Bitcoin is $50k each, and you buy one with $50k—that’s a regular trade. But leveraged trading is different. If you buy one Bitcoin with leverage, you only need to put up 10%, which is $5,000, and I’ll cover the remaining $45k for you. That’s tenfold leverage. Of course, the money I lend you isn’t free; it’s borrowed, and you’ll have to pay it back

Recently, while backtesting trading strategies, I noticed that many people have a somewhat biased understanding of MACD parameters. Everyone knows that 12-26-9 is the default setting, but few truly understand how to adjust them according to their trading style.
Let's first talk about why MACD parameters are so important. Essentially, MACD measures the difference between the fast and slow lines to gauge market momentum. The default 12-26-9 combination is popular because it strikes a balance between sensitivity and stability. EMA(12) captures short-term changes, EMA(26) looks at long-term trends

Many beginners get confused by these abbreviations when looking at charts on exchanges. I was also completely clueless when I first started. Today, I’ll clarify these units for everyone—they’re actually very simple.
Let’s start with the most common ones. 1K means 1k, which everyone should know. If you see a trading volume marked as 1K on an exchange for a certain coin, it means the trading volume is 1k. But how much is 1K worth? That depends on the specific coin. For example, a coin with a 1K trading volume might only be a few thousand RMB.
Next is 1M, which stands for 1 million. 1E means 100

Recently, I’ve found that many beginners still have misunderstandings about liquidation. Today, I’m going to break this down and explain it clearly.
Simply put, liquidation is when, in leveraged trading, you lose up to a certain amount, and to protect itself, the trading platform forcibly sells your position. It sounds brutal, but this mechanism is actually necessary.
The core logic comes down to two words: margin and leverage. If you put up 1,000 as margin and use 10x leverage, you can trade contracts worth 10,000. It sounds great, but the risk is amplified by 10x as well. When the market mov

I just checked CoinMarketCap's Altcoin Season Index, and it's currently at 48, which is still a bit low. I heard that this index is used to gauge the altcoin market trend; a score above 75 indicates a true altcoin season, so it doesn't seem to be there yet.
The logic behind this indicator is actually pretty interesting. It compares the top 100 cryptocurrencies (excluding stablecoins and wrapped tokens) with Bitcoin to see which has performed better over the past 90 days. If altcoins collectively outperform BTC, the index will go up. With a score of only 48 now, it shows that mainstream coins a